Course Duration: 3 days

Target Audience

Senior and middle management of the MFIs, executives from Banks and Financial Institutions and MFI promoters.

Course objectives

This training equips the participants with tools which enables them to analyze overall performance as well as the performance of different business units within the MFIs.

Course methodology

This course is organized in the form of a workshop.  The training techniques used are lectures, presentations, case studies, group discussions, role plays, games and exercises.

Course Content

• Revenue model of Microfinance
• Cost Volume Profits (CVP) analysis
• CGAP format financial statements
• Common size statements
• Measures of delinquency – PAR and repayment rates
• Profitability ratios – OSS, FSS, RoA, RoP
• Efficiency ratios – OER, Clients per staff, portfolio per staff
• Measures of capital adequacy - CAR
• National and international benchmarks